With water bordering three sides of the state and hundreds of inland lakes and rivers, flooding poses a serious and frequent threat to Floridians. Flooding from late April storms left parts of Escambia County in the Panhandle still flooded weeks later.
Unfortunately, some residents there did not have flood insurance to cover their losses.
Did you know that your homeowner’s or business insurance policy likely does not cover damage from a flood? Most policies do not, which is why you should consider purchasing a separate flood insurance policy — now — as hurricane season begins June 1.
Start by reviewing your existing policy with your insurance agent to make sure it is adequate for your current needs. Flood coverage is offered as a stand-alone policy or as an endorsement onto a homeowners policy. Again, your agent can advise what is appropriate for your situation.