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OIR to Review Charges of HIV Rx Drug Discrimination in ACA Plan Filings

The Florida Office of Insurance Regulation (OIR) is reviewing ACA plan filings that were due on May 15 to determine whether there is discrimination in coverage of HIV prescription drugs under the plan formularies.  In a memo (attached) issued by OIR on March 25, OIR directed insurers to refer to

Five Disruptors in the Property and Casualty Industry

Wherever you turn in the business and technology media, the talk is all about the next disruption buy generic accutane. In the beginning, there was Google and Amazon. More recently, there’s been Facebook and social media platforms. Insurance has managed to sidestep most of these early forces of radical change

Supreme Court Confirms that Disparate-Impact Claims May Be Brought Under the Fair Housing Act

Earlier today in Texas Department of Housing and Community Affairs v. Inclusive Communities Project, Inc., the United States Supreme Court affirmed and remanded the opinion of the Fifth Circuit that disparate-impact claims are “cognizable under the Fair Housing Act.” The Inclusive Communities Project, Inc. (“ICP”), a nonprofit corporation that assists low-income

U.S. Supreme Court Upholds ACA Subsidies — June 25, 2015

In a 6-3 ruling, Justice Roberts authored the majority opinion, writing that: “Congress passed the Affordable Care Act to improve health insurance markets, not to destroy them. If at all possible, we must interpret the Act in a way that is consistent with the former, and avoids the latter. Section

Citizens Board Approves Proposed 2016 Rates

ORLANDO, Fla – Citizens Property Insurance Corporation’s Board of Governors on Wednesday approved a 2016 rate package that lowers rates for nearly half of Citizens’ personal lines policyholders while responding to increased water loss claims and continued inadequate rates for its remaining policyholders along the coast. By unanimous vote, the board

President Gardiner Responds to Governor Scott Vetoing Key Funding for Vulnerable Floridians

TALLAHASSEE,Fla –Florida Senate President Andy Gardiner (R-Orlando) today released the following statement regarding Governor Rick Scott vetoing key funding for Florida’s most vulnerable families. “While Governor Scott will undoubtedly spend the next several weeks traveling the state touting his record number of vetoes as win for Florida’s families, there are

States Under Lobbying Pressure To Change Virtual Doctor Visit Rules, Laws

Virtual doctor visits are happening everywhere these days. You can get long-distance medical consultations at Connecticut rest areas, at Rite Aid kiosks, even through apps on your smartphone. Major insurers like UnitedHealth are starting to offer them to millions of customers on the assumption that a conversation with the doctor

FL Health Law Battle Likely Back in 2016

A bruising budget battle that divided Republicans in the Florida Legislature is over for now, but the truce is likely only to last a few months. Legislators passed a nearly $79 billion budget Friday with just days to spare. Legislators had until July 1 to pass a budget or state